in arrears

The payments on that car loan are in arrears by three months.

购车贷的偿付被拖个月。

I am two or three letters in arrears.

我还有两封信搁着未复。

They were in arrears with their mortgage, so their home was repossessed.

他们未按时还按揭贷，所房子被收回。

I received a curt letter telling me I was in arrears on my mortgage payments.

我收到一封无礼的短信，说我拖分期付。